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1) Put the mini SD card into a USB card reader and plug it into your computer.
It will show up as an external hard disk.
Right click on the icon. Then select format. or select properties then format.
2) Put SD card into your phone. Go and find the external memory function. Choose options and select format.
Here is another solution
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SD cards take on a multitude of formats.
For a card that needs to work on operating systems such as Windows 98, ME or XP Home Edition, it must be converted to a File Allocation Table (FAT) format.
Also, some devices, such as a GPS unit or MP3 player, may require a FAT-formatted card.
Insert the SD card into your computer's card reader.
Click Start, then "My Computer."
Right click on the drive representing your SD card and click "Format."
Choose the memory capacity that fits what the SD card's capacity is.
If the exact option isn't available, get as close as possible.
Choose "exFAT" from the "File system" option.
Click "OK" and confirm you want to format the drive.
Hope this helps.
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