I would guess the bearings in the spindle are worn. If you remove the belt you would feel grinding or the shaft may move side to side if the bearing was already bad. Another option is the pulley has worn and is no longer engaged in the spline on the spindle.If this goes on to long you will have to replace the spindle and the pulley. I have a mower with this the issue right now. Once diagnosed, I recommend ebay or Amazon for getting the replacement parts.
Did you check the spindle assembly. I had one that cracked on my mower and had to replace it.It could be broken at one of the corners and this makes the blade spin off balance or not turn at all.Or a pulley could be worn or bent and the belt makes it rotate against the other metal parts.This happened because I hit some stones. They can damage other parts of the mower deck as well as ruin the cutting blades.You can do an online chat with SEARS parts too and their tech may have more info which may hepl diagnose the problem. Good luck,
Jean
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