Won't process payment, says to verify credit card with paypal! How? always have problems with paypal

You can pay for items on eBay using PayPal, credit cards, or debit cards. Other ways to pay include gift cards, coupons, eBay Bucks, and more. Before you bid or buy, check the listing to see which payment methods the seller accepts.
Once you've won an auction-style listing or bought an item at a fixed-price using Buy It Now, you can pay for your order.
When you check out and pay, make sure to verify or change your shipping details. If your PayPal account is linked with your eBay account, you'll just confirm and pay. If it's not linked or if you don't have a PayPal account, you can select another payment method, such as a credit or debit card. You'll then confirm your order details and pay through PayPal guest checkout.
You'll get an email letting you know your payment was received and when your item will be shipped.
To speed things up in checkout, you can:

• Save your payment details
• Pay with PayPal every time

The steps are quite easy. Start by going to PayPal.com and clicking on Sign Up in the top right corner. From there you are taken to a new page (see below). Select your country and language and the type of account. Personal is what most people need.

Follow the prompts; enter your email address you will use with PayPal plus your complete correct address. Likely you will want to link your PayPal account with a bank account or credit card. If you only will need to make payments you can simply register a credit card. If you wish to receive payments and withdraw funds you will also need a link bank account. Verifying your bank or credit card takes a couple days but the process works pretty well.

You must be setting up Premier and Business accounts.
A PayPal account can provide a convenient way to handle many kinds of financial activities online.

You can securely send and receive money, purchase items from online merchants and even pay some of your household bills without revealing your financial data or credit card numbers to strangers.

PayPal makes these services available through your computer and through mobile devices.
Like your local bank, PayPal also lets you download a monthly statement and other reports about your online activities. EBay owns PayPal, and it is the preferred payment method for many buyers and sellers in EBay auctions.

Registration

Visit the PayPal site to review the account types (personal, premier and business) and the terms of service.

You must provide your name, address and email address to begin the registration process.
After PayPal confirms that your email address is valid, that email will become your login identification.
You will choose your own password during the registration process.

You must also select two challenge questions and answers that you will use to request a lost password if yours is lost or forgotten.


Verification
After you register, PayPal must verify your identity and your financial information before you can use your account to make payments.

Verify your account by giving PayPal your bank account information, a credit card number or your debit card information.

To verify that you have an account at the financial institution, you must agree to allow PayPal to make a small deposit to the account that you provided account.

After your financial institution acknowledges receipt of the PayPal deposit, you will be ready to use your PayPal account.
Linking Accounts

PayPal gives you the option of linking your credit card or bank account to your PayPal account, after verification.

When someone sends funds to your PayPal account, you can leave the money there for future use, use it to shop or make payments.

You will also have the option of transferring the funds out from your PayPal account into your bank account that is on record in your profile.

If you prefer to keep your funds separate, you can make deposits to your PayPal account from your regular bank account.

When you use PayPal for online transactions, you can choose each time whether to use only the funds in your PayPal account or to use funds from your bank or credit card account.

PayPal also offers a reloadable MasterCard debit card that qualified account holders use to immediately transfer their funds from their PayPal account. It is accepted at ATMs, as well as online and offline merchants that accept MasterCards.
Upgrades

You may need to upgrade your personal account to Premier or Business if you need to accept credit card payments.

PayPal charges Personal account users fees for receiving money from credit card payments.
It also limits your total monthly transactions.

Premier and Business accounts have higher monthly transaction limits; however, they also have fees for receiving credit card payments. https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

Paypal is a payment solution that is tied directly to your bank account. When you set up an account, you log in securely, you can make payments directly from your bank account, and the person you are paying does not receive your bank account information (thus providing you a measure of security). You can also receive payments for services, etc. You also can authorize payments from alternate sources like credit cards, etc. You will need to have a bank account, your routing #, and account number in order to set it up. Visit www.paypal.com and click the "new to paypal" link to choose your account type. Personal accounts are good for paying, while the premier and business offer payment receipt as well (there are fees when you receive payment of about 6-8%). Then you fill in the requested information, and verify the account, and you're done!

The question is incomplete however, some basic steps to use paypal includes

- Make sure the email address where you plan to send money through is correct
- Your Credit Card or Debit card has funds if incase your don't have available funds in your paypal
- Internet connection is stable to avoid issue during payment.

Here's how to remove a credit card:

1. Log in to your account
2. Click Profile near the top of the page.
3. Click My money.
4. Click Update beside Debit and credit cards.
5. Select the credit card to remove and click Remove.

A few things to keep in mind:

• You cannot remove a card if you have a pending transaction or if your card was the backup payment method for a recent instant bank payment. Wait a few days and try again.
• You may not be able to remove your card if you have a negative balance in your PayPal account. In this situation, you must bring your balance to zero or higher to remove your card.
• If you remove your only card and have a confirmed bank account, you'll no longer be able to make instant bank payments. Instead they'll be sent as eChecks, which take 3 to 4 working days to process.

You may not be able to remove your card if you have a negative balance in your PayPal account. In this situation, you must bring your balance to zero or higher to remove your card.

Here's the real info PayPal does not advertise, market or even wants to tell you about paying with a credit card.

With PayPal's Website Payments Standard, PayPal does say that you don't have to have a PayPal Account to make a purchase. And they provide an option for you as a Premier Account owner or Business Account owner to configure your account to allow customers to pay with a credit card and/or open/use your PayPal Account. This information is valid.

The small bit of very important information not told to you is the following. Lets say you have returning customers or have clients that pay you for services on a regular basis. After your customer or client pays you 3 to 4 times using the same credit card, PayPal will interrupt the transactions and require the customer or client to open a PayPal Account or use a totally different credit card.

People need to understand that PayPal's mission it to sign up new business or accounts. It's just that simple. And although Website Payments Standard is great concept becasue you pay only for the services you use, there are limitations. As they say, you get what you pay for.

For folks who really just want their customers or clients to pay with a credit card with no limitations, then the product to use is Website Payments Pro. However, with Pro, there is a monthly fee, security requirements and transaction fees.

Google Checkout can use as an alternative

Hi,

Please follow the below step for your problem.

Step 1: Log in to your paypal account.

Step 2: Click profile at the top of the page.

Step 3: Click Credit/Debit Cards under financial information.

Step 4: Select the credit card to remove and click remove your old credit card.

A few things to keep in mind:

1) You cannot remove a card if you have a pending transaction or if your card was the backup payment method for a recent instant bank payment. Wait a few days and try again.

2) You may not be able to remove your card if you have negative balance in your paypal account. In this situation, you must bring your balance to zero or higher to remove your card.

3) If you remove your only card and have confirmed bank account, you'll no longer be able to make instant bank payments. Instead they'll be sent as eChecks, which take three to four working days to process.

After remove your old credit card, you can attached your new credit card with your paypal account.

Thanking you

davevipul197

Hi there,
Paypal uses funds that are added to your Paypal account or withdrawn from your bank account/credit card/debit card.
If the only thing you have is a Filipino bank account (BDO, RCBC etc ) you can withdraw funds from the bank account to your Paypal account.
To do so, you must first add your bank account to your Paypal account by going to Paypal, where it says My Account > Profile > Add or Edit Bank Account.
Here you enter your banking details as required, Paypal will make sure that it is your account by depositing a small amount of money to your account (takes 3-5 days) and then asking you to verify that amount before the bank account is confirmed and linked to your Paypal account.
After you've linked your bank account to your Paypal account you can then withdraw funds to it by going to My Profile > Add Funds. This process also takes 3-5 days to complete.
The funds withdrawn to your Paypal account from your bank account will now allow you to make instant payments with funds direct from your Paypal account.
Alternatively if you make a payment for anything you buy online and wish to pay with your Paypal account and don't have any funds, Paypal will deduct the funds from your linked bank account. The process usually takes 3-5 days to complete.
Hope I have been of assistance to you, Cheers ! :)

When you first setup your bank account, you would have entered your bank account details. I am not sure if this is same process as they do with credit cards, but they deposit a very small amount money to your account and then withdaw that same amount. Then you are asked to confirm this amount in order to activate your account. This then proves that you are the account holder.

Your primary account with Paypal is always a credit card and the seconday account can be another credit card or a bank account.

Hope this helps.

Paypals phone number is 1800-073-263 and they are based in Sydney NSW.
This should be a local call cost.