Finance - Page 9 - Recent Questions, Troubleshooting & Support

this is fixya we have no access to personal policies or accounts need to notify policy holder for information

In general, in the United States life insurance proceeds of any type or not taxable to the beneficiary.

Mother made a terrible mistake. Never cosign for anything. If you're reading this, don't make this mistake yourself

Many business owners whether small or large, are investing on outsourcing companies like Southbourne to do their payroll jobs rather than handling it in-house because it lessen the stress and complexity of manually handling the payroll.

You an locate the SWIFT code from this website: https://www.ifscswiftcodes.com/Bank-SWIFT-Codes/Philippines/Metrobank-Card-Corporation-(A-Finance-Co)/Makati-City.htm It lists two SWIFT codes for Metrobank in Marikina City, Phillipines. For best results, I recommend contacting the bank directly to obtain the exact SWIFT code you need.

Basically, you need to know how much money do you need and in how much time you can pay it back. Please read this article: http://auto.howstuffworks.com/buying-selling/car-financing.htm

Every asset has a "useful life". Homes likely will be depreciated over 31 years, machinery usually is 7 to 10 years. Divide the purchase price by the useful life to get an annual depreciation rate. Then subtract the annual amount of depreciation from the purchase price for each year in service.

This is a great website that gives you an idea of car loan rates and you can also compare the rates for different lenders: http://www.bankrate.com/auto.aspx

Check the module and coil

Unfortunately, in order to get what you hope to get when you file a claim... going for the least expensive insurance is never a good plan unless you\'re eligible for a company like USAA. Normally, when you make a change they\'re required to mail or email you a copy of the new policy with the updates that have been made to it. If they did not and they in fact made a change to the legal contract that is the insurance policy, then by all means I\'d advise you to pursue legal action. Normally however, most people misunderstand what they\'re doing when they call in and their insurance agents don\'t write the policy advising and informing the consumer of the correct coverages. Occasionally, (as a result of each and every insurance agent who owns their own franchise who have trouble meeting their margins) insurance agents don\'t always look out for their customers best intentions. They simply want the sale because their agency is slowly going under as a result of cancelled insurance policies. Your problem could be the result of a lack of communication between you and your agent as well. Instead, what I honestly believe would benefit you the most is just switching insurance companies to a company that truly has your best interest at heart. Some good ones are: Statefarm, Wawanesa, NJM insurance company, USAA, Amica. Keep in mind, these are NOT the cheapest but you get what you pay for... as you have seen. These are large companies who will not cancel you after one stupid, simple claim and the policies they write actually protect you when you need insurance most. The same goes with all financial products. If you go to a credit union, there\'s a better chance you\'ll be a victim of identity theft than if you bank with Wells Fargo/boa/etc. The issue in the U.S. is people don\'t understand the value in insurance until they file a claim and it\'s not covered. Check JD Power reports on insurance, don\'t just ask friends and the agent for a price.

I would insure after marriage, as policy owners who are married often get lower premiums than single people do.

First of all I think it's great that you want to try and fulfill yourdreams! Second, start by checking if you can actually afford this car. Try thisonline calculator:http://www.smetoolkit.org/smetoolkit/en/content/en/7624/Auto-Loan-Calculator?gclid=COy72I366rgCFYWN3godWDMApQGood luck!

There is no such thing as common interest rate. To calculate that you need the price of the car you wish to buy, how much money you already have, who is the lender and more. I suggest you read the following: http://www.cars.com/go/advice/Story.jsp?section=fin&subject=car-loan-tips&story=best-interest-rates

Generally, if you're buying a new car, a bank or even a credit union can't come close to the low interest rate you can get at a dealership. Bottom line, go with whomever offers the lowest interest rate.

The subsidized loans are for students that can prove they do not have enough income to pay for school. The unsubsidized loan is not always need based. Often it is given as a reward or incentive to get students to attend a particular school.

"Collateral" simply put are assets that are pledged by a borrower to serve as security to a lender in the event of default. Example: Oftentimes a vehicle loan will be secured with the vehicle being financed as "collateral", meaning the lender has a right to foreclose on the collateral in the event the loan is not paid in full, according to the terms of the loan (interest rate, and time required to retire the debt)

Get a hold of your insurance agent or company and have them explain it to you. You will never figure it out yourself.

• They were impressed with the Soviet Union and said that Communism was working