SOURCE: My wife is under the impression that I I'm
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SOURCE: I'm so hopeless and doesn't
First of all, sit down with your husband the very next time you see him and tell him everything.
Trying to keep any significant problem a secret from friends / family / spouse ALWAYS takes much more effort than it would require to simply get to work solving it together openly.
Once you are both fully up to speed on the scope and magnitude of the situation, only then can you both set to work on a plan to systematically prevent any further harmful behaviours and work constructively towards your goals in steady, realistic fashion.
Forget about how much money you may have wasted in the past. That is in the past. Concentrate 100% of your attention on the present and future. Every action you take from this point on should be a positive contribution to you and your family\'s long term goals.
Financial difficulties are not uncommon. There are many free resources which can help you deal with the emotional as well as the financial aspects of the situation. Most cities have free financial counselling available for people who wish to discuss the many options available, such as debt consolidation or bankruptcy.
I hope that was helpful to you, good luck and take care.
Joe.
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