If you're using Internet Explorer, then that is a pretty good reason as to why. Due to the structure of Internet Explorer, and it's BHO's "Browser helper objects" people can do pretty much anything they want on your computer through that crappy website viewer. My suggestion, go download Mozilla Firefox, and use it ONLY for the things you know are secure (banking, etc.) or User Google Chrome. I think Chrome's faster, but do still use Mozilla. As for how it happened, you probably downloaded a program that was made by some BS company or person who attached a resource to the program so that they could spam people. Even then, it might be something for spamming purposes, but an advertisement agent that was legit, and installed with a legit program. You never really know till you know everything, and that will never happen :)
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