Dell Inspiron 530s/531s desktop, Win. Xp home...Windows stops responding at the ''Loading Personal Settings'' cannot boot in safe mode.

Try to boot in "Last good known configuration settings" by restarting your pc and then press F8 before windows appear and then select the boot option i mention above. if this not work since you said that it can't boot to safe mode, your other option is to repair the windows or else reformat it. when you repair the windows you must have windows xp home edition cd installer, you load it to your cd/dvd rom and then restart your pc and press F2 or DEL button before windows appear in order to go to setup bios settings. in bios settings, you choose boot order setup and setup first priority to cd/dvd and press F10 by saving the changes and then press any key when you see the prompt so that it can boot up to windows xp home cd installer and then follow screen instruction that you arrive to windows repair option.