I'd go with CAT-6, if your building a new home. While CAT-5 would probably be fine for the near future, CAT-6 has a much higher bandwidth rating, and would be able to pass more data at higher speeds, and would in effect, "future-proof" you home network.
The future is all about high-speed data transmissions, and as more and more things are getting connected to a person's home network (Blu-Ray players, etc.) you're going to be glad that you did...
Everything is getting "smart" these days, there are even internet enabled refrigerators; while not common-place today, who knows what the next 20- to 30-years will bring...
Do it now, or re-do it in the future. The price is a little higher, but thin kabout how much more it will cost you to have the CAT-5 ripped out to be replaced with CAT-6 (or whatever) down the road...
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