I checked the benefits of the card on their website it includes credit card and over drafts benefits which was never disclosed to me by the consultant.

Recent News reports have demonstrated how easy it is for someone to steal information off your credit cards without your knowledge.<br /> Today almost everyone has at least 1 card in his or her wallet which contains an Radio Frequency Identification Device (RFID),just a fancy name for a chip embedded in the card. While these can and do benefit us in many ways, unscrupulous persons have the capability of reading the information on the card while it's still in you purse or pocket. The stolen information might include your credit card numbers as well as other personal information that in the wrong hands might proof disastrous to you. You can protect this unwanted intrusion by paying for expensive wallets or purses that protect your information by blocking the signal from the RFID chip the RFID reader OR you can protect your information now for almost $0. <br /> <b><u>Heres' how:</u></b><br /> <br /> <u>A 27 microns thick piece of aluminum foil is adequate to block an RFID signal and your standard household foil (Reynold Wrap) is 1143 microns thick. That's 42.3 times thicker than you need to stop the signal.</u><br /> <u>Cut a few strips of foil to fit along the inner lining of your wallet, purse or whatever your credit cards are in and your protected. Simple, cheap and effective protection.</u><br />