Pension usually starts at age 60. Some countries provide pension at an earlier age like 55. As I understand it, if you are a war veteran or serve in the military, it will be given to you automatically even without applying.
SOURCE: can a old age pensioner go to Europe for 3 month without loosing his pension benefit
That depends on the pension plan. Contact the plan administrator.
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however couples pension is less than two singles so one way around it is a legal separation as that maintains the single status to get the most from the pemsion
the separation is in name only and does not mean away from each other
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