What Rob said.
Anyway, you haven't said where you are, but I'll assume you are in Oz like me. There are 2 kinds of health card for seniors, but neither can be had until you are old enough to apply for an age pension, which for most people is 65. If born after Jan 1954 it is 66 or older. Look up
http://www.humanservices.gov.au/customer/services/centrelink/age-pension
The income threshold for the age pension differs for single and married people, and has a sliding scale, see here
http://www.humanservices.gov.au/customer/enablers/income-test-pensions
You can have a pensioners health card if you are eligible for a part old age pension, even $1 per f/n. It cuts out when your income exceeds $1868 p/f (Sept 2014) for a single person, and $2860 p/f for a married couple together. don't lie to them, they know everything.
Now for those of age as described, but not eligible for old age pension for some other reason like assets, there is the Commonwealth Seniors health card. This also has an income test, and you must be earning less than $51 500 p/a for single persons, or $82 400 for couples together.
http://www.humanservices.gov.au/customer/services/centrelink/commonwealth-seniors-health-card
Yes there probably is
If you need to know ask at your local government offices
but do ask a bit nicer
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