To answer install question,I don't see a format option,so you pull the card out and put it in to install.
This phone uses a micro sd card,and most times they come with an adapter, the adapter is just a regular sd card, you need a usb sd card
reader,they are real cheap, Ill poat a great site to get one below.
I do not have this phone,but it depends on the operating system on your computer, if the card is in the phone and you have the plug
for the computer, and plug in the phone,your PC might see the sd card in the phone and it will list the phone as a drive, that is,your hard drive shows as C, so your phone could show as E,f, depends
on what you have for drives. Windows will either pop up a windows
that says, installed phone,or install driver, could not install phone.
This is a page of readers you can get to plug your sd card into your
PC.
http://www.newegg.com/Product/ProductList.aspx?Submit=ENE&DEPA=0&Order=BESTMATCH&Description=sd+card++card+readers&x=0&y=0
The rosewill is what your looking for, this kind of reader, it supports
sd,mmc, you can get anyone, as long as it supports sd card.
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