Usually you don't need to setup any additional settings or creating new users on the Belkin router to access an USB HDD attached to it, if you used the
Belkin Router Manager to set it up.
The Seagate drive you are using have it's own power supply, so that should not be a problem. Also the accepted formats are FAT16, FAT32 and NTFS formatted HDD.
You can try to set it up again using the manager. This is the user manual for your router, if it helps:
http://www.belkin.com/networking/manual/MAN_F9K1103_8820-00778_RevA01_N750.pdf
If you still can't get it working, let me know and we will try to find another solution.
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