For a manual transmission, this means your clutch has completely failed. The loud noise was likely not a belt, but the cluch release bearing. I'll bet this was a screeching noise that reduced or stopped when the clutch pedal was depressed.
You'll need a new replacement pressure plate, driven plate, release bearing and anything else that is found to be worn out when the the transmission is removed to do the job. A garage would need 4-6 hours labour to do this.
SD
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